CasperKarma Credit Analysis Service Offering

At CasperKarma, we offer a comprehensive Credit Analysis service designed to provide you with a thorough understanding of your credit health. Here’s exactly what we offer and what you get in return:

• 1. Basic Understanding of How You Save Money with a Better Score

  Improving your credit score can lead to lower interest rates on loans and mortgages, which translates into significant savings over time. This knowledge enables you to make informed financial decisions that benefit you in the long run.

• 2. Understanding the Credit Score

  We break down the components of your credit score, such as payment history, amounts owed, length of credit history, new credit, and types of credit used. Understanding these factors empowers you to improve your score effectively.

• 3. Breakdown of Your Credit Scores and a Summary of Inaccurate Accounts

  We provide a detailed analysis of your credit scores from all three major credit bureaus (Equifax, Experian, and TransUnion), highlighting any inaccuracies or discrepancies that need to be corrected.

• 4. Complete List of All Negative Accounts on Your Credit Report

  We give you a comprehensive list of all negative items on your credit report, such as late payments, collections, and charge-offs, along with actionable recommendations for addressing these issues.

We would love to offer this service for free, but our software, time, and resources cost us money. If we spend 30-60 minutes on the phone with you, the least amount we could offer it for is $47.

How to Get Started

To get started with your credit analysis, we need a copy of your credit reports. We recommend getting them from EasySmartCredit.com for their ease of use and the benefits they offer if you stay with them.